How do I find out what mortgage company owns a house?

You can find out which mortgage company owns the note on a house by browsing the online records for the county or city where the property is located. Where online records are not available, you can review the mortgage deed in person at the county or city recorder’s office.

Is my account number the same as my loan number?

You have two identifiers: an overall account number, and a loan number for each loan you have with us. Your individual loan numbers, which are each 16 digits long, are not shown in your online profile. However, both your account and your loan numbers appear on your monthly statements.

How can I find out who the lender was on an old mortgage?

We know when it was in place and of course the address of the property. The charges register held by the Land Registry contains the details of all mortgages secured against a property. It will only name the lender and the address of their head office, but it will give you a start.

Where can I find a record of my mortgage?

Assuming it is the last 20 years – and you can remember the property address – then I would expect the Land Registry would hold a record in the register of charges on the property. Mortgage PPI has a much lower complaint success rate than loan and credit card PPI.

How did I refinance my mortgage when I lost my job?

In 2005, I lost my job, filed for bankruptcy and refinanced my loan with the original lender. They refinanced us with an adjustable rate loan that was then sold off to the bank that wound up buying them. Several years later, I was finally able to get a loan modification. Our mortgage is now serviced by a different loan servicer.

How to track down your mortgage transfer records?

That assignment might be a simple, one-page document indicating that the loan was assigned from the mortgage broker to the big box lender, including the name of the old lender and the name of the new lender along with certain other identifying information about the recorded mortgage.